Saturday, February 14, 2015

Comparison Shopping Works


My plastic sink mats were nasty looking and all mangled from having something hot placed on it.  So, I went to my favorite housewares store, Bed, Bath and Beyond to pick up two replacements. I was shocked to find out they were 10 bucks each (with my 20% coupon they would be $8 each).  Then I went to Jack's, unfortunately they didn't have it in the (mostly) 99 cent part, but I did find it upstairs for $1.99 each.  Score!!  I bought two really cute ones for about $4!  YAY!


Here are my nice, new sink mats.  Aren't they pretty?




Here's the old, yukky ones.  I had to put it on a white background for the picture or else it would fade into my countertop.  LOL.


Couponing

There's an old Jewish story that goes something like this:  A rabbi was asked to teach someone the entire Torah (Jewish bible) while standing on one leg. The rabbi replied, "Treat your neighbor like yourself.  The rest is commentary."

Well, that's how I feel about couponing.  The basics are to combine a coupon with a sale.  That's how you get the great deals, freebies, or money makers.  Making it all come together is a little more complicated.

Visit sites like couponmom or living rich with coupons which match up stores and the deals which go with coupons.  They often have links to a coupon site where you can print your coupons through websites like Smartsource, Redplum or coupons.com.  Also, pharmacies like Rite Aid, CVS, and Walgreens are good places to coupon as well.  In the age of smartphones there are several apps that you can use to double or triple dip earning additional savings such as Ibotta or savingstar.  Target has their own app called cartwheel and many supermarkets have their own e-coupons.  As you can see, it gets a little complicated, especially when you get into situations where you have to buy multiples of a certain item (with multiple coupons) to earn a discount, have coupon with an app deal, or have a certain scenario where you have to make multiple transactions.  It can be fun and financially rewarding, but it also takes some effort.  

Within the Five Boroughs it is more challenging since we don't have many supermarkets that have significant deals (such as Associated, Met, Fairway, etc) and I've never seen a NYC supermarket double coupons even if sister stores in the burbs regularly double (or triple) coupons  (like ShopRite and A&P).   I have gotten great deals and even freebies at Whole Foods since they offer their own coupons (which you can printout online or get a flier in the store) and match that up with a manufacturers coupon.  I also love to shop at Bed, Bath, and Beyond since I always carry multiple 20% off coupons with me and can apply that to their clearance items.  Love that!!!  There's also a Rite Aid, CVS, or Walgreens on every street corner and good deals can be had there.  However, if you travel to friends or family outside the area, that's a great time to visit the discount or double couponing supermarkets.  Plus, Walmart (which is not in NYC) price matches and takes coupons.

As a disclaimer, I am not a huge couponer.  I do use them, especially since my husband works in NJ and has access to supermarkets that double coupons, but I don't get multiple newspapers or buy from clipping services.  Nor do I spend every evening scouring the internet for coupons for the weekly deals (though I do so when I can but not as often as I'd like).  Mostly, I get my deals by knowing the best price and then stocking up when the lowest price becomes on sale.  (More on this in a later post.)
In addition, I'm pretty health conscious and won't buy many packaged goods since they are chock full of additives and preservatives.  I'd rather make it by scratch, spend a little more for a better product, or just do without it.  Plus, I keep kosher and many packaged foods or meats on sale aren't kosher.  However, NYC does have many awesome places to shop, though it does pay to know prices and quality (as always).  Aldi's has good prices, though is pretty no frills, folks swear by their produce costs as well as many of their specials.  Costco, Manhattan and Brooklyn Chinatowns (for produce and Asian foods), and various ethnic markets, have prices that are exellent.  Jacks and Lot Less are discount stores that also sell food and can often have great deals.  I cannot emphasize enough that you have to be able to recongize a good deal down to the ounce, otherwise it will be impossible to tell if a product is worth purchasing.

Wednesday, February 11, 2015

Be Cheap With Calories Too

I don't like to miss out on my favorite foods. However, I've found a good way to get the most out of what I eat.  Only eat what you like, including indulgences like cake and candy. For instance, if I only will enjoy the frosting, I'll discard the cake.  If I won't enjoy it, why bother?  But moderation is the key. If you overdo it, you'll be sorry.  An example is that I might have some batter, but not eat the the homemade cupcake. (It's hard to pass up batter.  Mmmmm.  It's so yummy!)  Also, if I'm eating something that I'm not enjoying, I'll discretely spit out the remainder in a napkin.  Food is such a pleasure, don't waste your time or calories on something you won't like. Just my opinion.

Interesting things

I do a ton of walking around New York City and every so often I come across something that is just...interesting. So I thought it might be nice to post pictures of such things every now and again.

Here's a couple:

This is a two in one 1) the notice says to not do graffiti, which was obviously ignored and 2) why would anyone care if a plain plywood board had graffiti on it.  Hmmm.


While walking past McDonalds the other day I spied this lit up like a Christmas tree bicycle through the window. Pretty neat-o. (Where is the power source?)

Mid Winter Break - Free Programs at Boys Club & Girls Club

Boys Club of New York has full day free programs for registered boys from Wednesday, February 18 to Friday, February 20 from 8 am to 5:30 pm.  Swimming twice a day, sports, other programs, and meals.

Lower East Side Girls Club (no affiliation with Boys Club) has free programs on Tuesday, February 17 through Friday, February 20 from 11am to 5:30 pm.  Activities depend on the day but may include sewing, audio production, coding, Chinese New Year celebration, voice lessons, photography, and much more.  Lunch will be provided.

Also check out your local library which also have activities.

Tuesday, February 10, 2015

Amazing

The other day, the most amazing thing happened. My amazing husband bought a coat. Not so amazing sounding, but wait, it gets better. 

For years he's been saying he needs a new coat. It's ancient and falling apart. Fair enough. This year he decided to go through with it. About a week ago, when stores were having their winter clothes on clearance he made his move. He went on the Cabella's website (a brand known for its durability and would have styles he likes). My husband hates shopping, has very conservative / boring taste in clothes, is very rough / messy on clothes, and doesn't mind or notice if its ripped or stained. Plus, he's a big guy and it's hard to find clothes that both fit and he likes.

Anyhoo, he sees a $250 coat that's on sale for $99. Then goes through shopathome.com for an additional 8% savings. But it gets better, he does a search and finds that raise.com is selling gift cards for 10% off.  So in the end, he gets this $250 coat with free shipping and no tax for about $80.  AMAZING!!

I left out the part that when we we first met he was in debt (just a little) and refused to return anything. He is still motivated by convenience over saving.  But man-o-man look how far he's come.  So proud!!

Schmattas

My 7 year old (almost 8 year old) suggested that I post about schmattas.  A schmatta is Yiddish for rag. In our house we don't have paper towels or paper napkins. Instead we use cut up old clothing. This is what we use instead of paper towels 99.99 percent of the time. (One of the few exceptions is that my husband likes to have actual paper towels for draining french fries.) 

When clothing becomes unusable, they go under the sink and at a later date I decide if it's the right material that would be good for being a schmatta. I then cut it up, put it in a pretty bin by the sink, and use it. When soiled, I throw them in the  wash to be reused. I prefer cotton cloth with no logos or printing.  Whatever material is left over, the kids use for crafts, sewing, or I donate to the clothing recycling that accepts non wearable cloth. (I also donate unwearable shoes and belts.)  There are many such places throughout the city including in Union Square Park on Saturdays and Tompkins Square Park on Sundays that accept nonwearable cloth and material.

We also used cloth napkins that were mostly purchased from garage sales, given to me, or I purchased eons ago.  Both the schmattas and cloth napkins usage has greatly reduced our paper product bill. Plus, I think it makes meals a little more special to have cloth napkins.

It's crazy to buy something just to throw it away.  Good for the earth good for my wallet.  Can't beat it!!!